Commercial Insurance HQ (CIHQ). This information on this website is to be used for informational purposes only. Insurance has many components, and this website is designed to showcase the different types of insurances, and offer insurance products for sale. Since each one of us has unique needs and objectives regarding insurance, it is strongly recommended that you consult with legal and tax professionals to help ensure that you are getting proper coverages.
CIHQ is a transparent company. That means we prefer to be open and honest about how we are compensated. We are compensated from:
- Sale of Insurance (and insurance related) products- When a client purchases and insurance policy through us, the insurance company/carrier pays us a commission. The commission can be a percentage of the policy premiums or a flat fee.
- Overrides from our sales associates- When one of our licensed agents sells an insurance product, CIHQ earns a percentage of the commission that is paid to the licensed agent.
- Referrals- We refer our clients to other professional services providers (OSP). If our clients decide to do business with the OSP, we are paid a commission based on a percentage of the sale or a flat fee.
- Affiliate Links- Some of the resources listed on this website that we use (and recommend) are affiliate links. That means if you use the link, and make a purchase, CIHQ will be paid a commission from the sale. (Please Note: We ONLY recommend products that we trust and have good experiences with.)
- Training- We earn compensation from conducting seminars, workshops, training, etc.